Chocolate Peanut Butter Cups (with creamy banana)
These Chocolate PB Cups are a no-bake treat with rich chocolate, creamy peanut butter, and that sweet-salty magic everyone loves.

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Chocolate and peanut butter are—in my official dessert-loving opinion—one of the greatest pairings of all time. There’s just something irresistible about that smooth, nutty filling tucked inside a rich chocolate shell. It’s nostalgic, satisfying, and impossible to put down.
So, naturally, I had to give the classic peanut butter cup a Joy-style twist! This version adds a ripe banana to the filling, which brings natural sweetness and a soft, almost mousse-like texture. As a dietitian, I love when one simple ingredient can add flavor, body, and a little extra nourishment all at once. Plus, this recipe just requires a handful of ingredients you probably already have in your kitchen.
Step 1: Make the filling


Step 2: Form the chocolate cups


Step 3: Add filling, seal, and set



More chocolate-peanut butter treats to try
- Chocolate Peanut Butter Crunch Cups
- Chocolate PB Crispy Bites
- Chocolate Peanut Butter Dates
- Chocolate Peanut Butter Rice Cakes
- Skillet Peanut Butter Chocolate Chip Cookie
- Dairy-Free Chocolate Peanut Butter Milkshake
- Chocolate-Peanut Butter Love Platter


Why you’ll crave these cups
- No-bake bliss: No oven—just melt, mix, layer, and chill.
- Naturally sweetened filling: Banana adds body and subtle sweetness.
- That salty finish: A sprinkle of flaky sea salt takes them over the top.
- Simple ingredients: Easy staples come together in the dreamiest way.

Freezer or fridge? You choose!
My family loves them straight from the freezer—the chocolate has that perfect snap, and the peanut butter-banana center stays soft and creamy. But you can also store them in the fridge, where the outer chocolate layer holds its firmness and the middle just turns a bit softer. A tiny sprinkle of flaky sea salt on top makes them feel extra special… highly recommend!
Chocolate + peanut butter forever!! Chocolate + peanut butter forever!!
And… you can make ’em in mini muffin pans too!!


Try this delicious Chocolate-Peanut Butter Smoothie!

Chocolate Peanut Butter Cups (with creamy banana)
Ingredients
- 1 small ripe banana
- ¼ cup creamy peanut butter*
- ½ teaspoon vanilla extract
- ¼ teaspoon kosher salt
- 1 ½ cups semi-sweet chocolate chips, divided
- Coarse or flaky sea salt, optional garnish
Instructions
- Make the filling: In a bowl, mash the banana, peanut butter, vanilla, and kosher salt together until mostly smooth and creamy. A few tiny banana specks are totally fine, but you want the mixture as lump-free as possible so it spoons in easily. Set aside.
- Form the chocolate cups: Line 8 compartments of a standard muffin tin with paper liners. For the bottom layer, place 1 cup of the chocolate chips in a microwave-safe bowl and microwave for 30 seconds, then in 20-second intervals, stirring between each, until melted and smooth. Spoon the melted chocolate evenly among the 8 liners (about 2 tablespoons each). Using the back of a spoon, smooth it across the bottom and drag it slightly up and around the sides…this will help seal in the filling once it’s added. Pop the tin into the freezer to quickly firm the chocolate, 15 to 30 minutes.
- Add the filling: Remove the tin from the freezer and divide the filling evenly among the 8 chocolate cups, mounding it in the center, gently spreading it out, but keeping it light on the edges so the top layer can seal around it. (For an even neater fill, spoon the filling into a small plastic baggie, snip a tiny corner hole, and pipe it in.)
- Seal and set: Melt the remaining ½ cup chocolate chips in 20-second intervals, stirring between each, until smooth. Spoon it over the peanut butter-banana filling, spreading it with the back of the spoon, making sure it reaches the edges to seal each cup. Sprinkle with coarse or flaky sea salt, if using, then place in the freezer until set, about 15 minutes.
- Serve and enjoy: Peel back the paper liners and enjoy cold. The filling softens quickly at room temperature, so these are best served straight from the fridge or freezer.

Holy cow! These are easy to make and delicious. What peanut cups should taste like!! I followed your lead and I’m eating them straight from the freezer.
So thrilled you’re loving them, Morgan! And yessss on the freezer!
Can you use frozen bananas
Hi Annette! Yes, using a frozen banana will work. Just thaw it completely first and drain off any excess liquid before mashing it with the peanut butter. The filling may be slightly softer than if you use a fresh ripe banana, but once the cups are chilled or frozen, they should set up beautifully. You can even speed up the thawing process by microwaving your frozen banana until it’s soft. Hoping you love this one! — Eliza (Team Joy)
They are so easy to make and so delicious! I will definitely be making them again!
Hooray, Donna!! So glad to hear that you loved this recipe…and that it will be a repeat winner in your home. Enjoy! — Eliza (Team Joy)
My husband can’t have bananas. What is another substitution?
Hi Sharon! You can definitely make these without the banana, but it does take a couple of small tweaks. The banana was actually pulling double duty in the filling—it added most of the bulk and all of the sweetness (there’s no added sugar in the original). So if you just leave it out, ¼ cup of peanut butter won’t be enough to fill the cups, and the centers will taste more savory than sweet. The easy fix: bump the peanut butter up to ½ cup and stir in about ⅓ cup of powdered sugar, along with the vanilla and salt it currently calls for. You’ll get a smooth, sweet, truffle-like center…and as a bonus, it holds its shape better at room temp than the banana version does. If you try it, please report back! (You’re an amazing wife!!) xx
Thank you Joy for your reply back. And I’ll definitely use your suggestion and we have so many blueberries I’m bake his favorite muffins and he’ll be all set and when he wants more they will be in the freezer. I appreciate you kind comment. I’ll let you know when I make the above.